Loan Programs: $350,000 and up for Commercial Real Estate   Credit Score: 650 or better ( lower scores considered)   Revenue Calculation: Trailing 12 months Projections   Expense Calculation: Historical Projections   Interest Rates & Terms: 5, 7,10 year fixed, 20-30 year amortization (depends on property condition)   Reserves: Reserve accounts to be set up for taxes, insurance, capital improvements, deferred maintenance.

Documents required to provide a Quote & Receive a Letter of Interest/Term Letter:   Three years tax returns (corporate & individual) Three years financial statements (corporate & individual) Environmental transaction screen report (BlackHawk will provide) Property condition report (BlackHawk will conduct) Blank standard form lease Last three years operating statements Current income and expenses, ytd. Current rent roll Legal description of property - Deed (refi's only) Management contract (if available) Last 3 year capital expense history Three year capital improvement budget (if applicable) Copy of Purchase & Sale agreement(Purchases only) Signed credit report authorization Executive Summary Resume